Is an insurer

What triggers it

The lint's definition. It is an insurer, reinsurer or insurance producer, or a utilization-review organization acting for a health insurer, or supplies software to one. A comparison site that sells no policy is not this.

This covers a carrier that underwrites policies, a reinsurer, an agent or broker licensed to sell insurance, and a utilization-review organization deciding claims for a health insurer.

It implies Provides financial services.

What does not

A comparison site that sells no policy itself does not count.

Often confused with Handles health records and Provides financial services.

The law it brings into scope

The kinds of law that name this activity in the LexLint law library, with the number of laws and jurisdictions in each, as of 19 Oct 2026. The examples are chosen by rule, laws in force first and the widest jurisdiction first; each section's page lists every law.

Area of law	Laws	Jurisdictions
AI law Tell people when they are dealing with an AI system or its output, and control the uses the law calls high-risk. Suitability for MiFID business: personal recommendations and decisions to trade, including advice given through an automated or semi-automated system United Kingdom S.B. 815 (2025), utilization review agent ban on automated decision systems for adverse determinations Texas HB 820 / Ch. 747 (2025), Artificial Intelligence in Health Insurance Utilization Review Maryland	11	9
Cybersecurity law Build software securely, handle reported flaws, and report incidents on a deadline. European Union (Digital Operational Resilience) Regulations 2025, ICT Systems and Continuity Duties of Financial Firms Ireland Latvijas Bankas noteikumi Nr. 409, ICT Resilience Requirements Outside DORA Latvia Law of 25 March 2025 on the digital operational resilience of the financial sector (DORA implementation), Competent Authorities Belgium	4	4
Privacy law Have a legal basis for personal data, honor people's rights over it, and report a breach. Insurance Sector Law Article 181-3, Lawful Processing of Health Data by Insurers and Reinsurers Luxembourg GDPR Article 9 and Law 125(I)/2018, Genetic and Biometric Data in Cyprus Cyprus Genetic testing nondiscrimination in health-benefit insurance underwriting Kansas	4	4

This activity implies Provides financial services, so every law that names that activity reaches it too. One more area of law reaches it only that way:

• Communications law: 2 laws in 1 jurisdiction, through Provides financial services

  Get consent before marketing, calling, recording or storing data on a device, and honor an opt-out.

In a declaration

A role says who operates a product, so it is declared in the product's own lexlint.yml and never in a component's ACTIVITIES.md: a library cannot make the product that uses it a regulated party.

In lexlint.yml

History

In the registry since version 1.1, 16 Oct 2026.

Added for S.B. 815 (2025), utilization review agent ban on automated decision systems for adverse determinations (Texas), the law that turns on it.

In the glossary: Is an insurer.

The activity registry is LexLint's open list; this page's text is licensed under Creative Commons Attribution 4.0.