Catalog / Provides financial services / LXD-7038

Provides financial services, in Nebraska

Privacy of Insurance Consumer Information Act: insurance licensees' notice, opt-out and authorization dutiessince 6 lines

Privacy of Insurance Consumer Information Act, Neb. Rev. Stat. §§ 44-901 to 44-925 · Read the law's page

  • If you are an insurance licensee, give each customer a clear and conspicuous notice that accurately reflects your privacy policies and practices not later than when you establish the customer relationship (Neb. Rev. Stat. 44-904(1)(a)).
  • Give a consumer who is not a customer the same notice before you disclose any nonpublic personal financial information about the consumer to a nonaffiliated third party, other than as 44-914 and 44-915 authorize (44-904(1)(b)).
  • Before you disclose nonpublic personal financial information about a consumer to a nonaffiliated third party, give an opt-out notice that states you disclose or reserve the right to disclose it, that the consumer may opt out, and a reasonable means to do so, and allow a reasonable opportunity to opt out; a mailed notice allows thirty days (44-907(1) and 44-910(1)).
  • Comply with a consumer's opt out direction as soon as reasonably practicable after you receive it (44-907(5)).
  • Do not disclose nonpublic personal health information about a consumer or customer without an authorization from that person, except for the insurance functions 44-916(2) lists (44-916(1)).
  • Do not unfairly discriminate against a consumer or customer because that person has opted out of the disclosure of nonpublic personal financial information or has not granted authorization for the disclosure of nonpublic personal health information (44-922).
Health coverage may not require a genetic test before issuing, renewing or continuing a policyin force1 line

Neb. Rev. Stat. § 44-7,100 · Read the law's page

  • If you issue, renew or continue a hospital, medical or surgical expense-incurred policy or certificate in Nebraska, or sponsor a self-funded employee benefit plan not preempted by federal law, do not require a covered person, a dependent, or an asymptomatic applicant or asymptomatic dependent to undergo any genetic test before issuing, renewing or continuing the coverage (Neb. Rev. Stat. 44-7,100(1)).

Revisions

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  1. Revision 1, : the entry was first published.

See also

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