Law / United States /
Nebraska
Health coverage may not require a genetic test before issuing, renewing or continuing a policy
In force.
A sensitive categories rule binding public and private bodies.
- Obligation class
- Prohibition
- Audit expectation
- none
As of .
What it requires
- If you issue, renew or continue a hospital, medical or surgical expense-incurred policy or certificate in Nebraska, or sponsor a self-funded employee benefit plan not preempted by federal law, do not require a covered person, a dependent, or an asymptomatic applicant or asymptomatic dependent to undergo any genetic test before issuing, renewing or continuing the coverage (Neb. Rev. Stat. 44-7,100(1)).
These lines are LexLint's reading of the law's text, as of .
What this law does
A hospital, medical or surgical expense-incurred policy or certificate delivered, issued for delivery or renewed in Nebraska, and any self-funded employee benefit plan to the extent not preempted by federal law, may not require a covered person, a dependent, or an asymptomatic applicant for coverage or asymptomatic dependent to undergo any genetic test before issuing, renewing or continuing the policy or certificate.
The section does not prohibit requiring an applicant for coverage to answer questions concerning family history.
A genetic test under the section means the analysis of human DNA, RNA and chromosomes and those proteins and metabolites used to detect heritable or somatic disease-related genotypes or karyotypes for clinical purposes, and a routine physical examination or routine analysis of body fluids is not a genetic test unless conducted specifically to determine the presence, absence or mutation of a gene or chromosome.
When LexLint raises it
When your app profile says your app processes biometric data or is an insurer.