Duty LXD-7636
Is a lender, in Michigan
Elliott-Larsen Civil Rights Act, public accommodations, public service and real estate financing (Act 453 of 1976)since 5 lines
MCL 37.2101 to 37.2804 · Read the law's page
- It reaches you if you operate as a place of public accommodation or public service, meaning a business, facility or institution whose goods, services, facilities, privileges, advantages, or accommodations are made available to the public (section 301): do not deny an individual the full and equal enjoyment of them because of religion, race, color, national origin, age, sex, sexual orientation, gender identity or expression, or marital status (section 302(a)).
- Do not print, circulate, post, mail, or otherwise publish a statement, advertisement, notice, or sign indicating that the full and equal enjoyment of the goods, services, facilities, privileges, advantages, or accommodations of a place of public accommodation or public service will be refused, withheld, or denied on those grounds (section 302(b)).
- If an application is made to you for financial assistance or financing in connection with a real estate transaction, or in connection with the construction, rehabilitation, repair, maintenance, or improvement of real property, do not discriminate against the applicant because of religion, race, color, national origin, age, sex, sexual orientation, gender identity or expression, familial status, or marital status of the applicant or an individual residing with the applicant (section 504(1)(a)).
- Do not use a form of application for financial assistance or financing, or make or keep a record or inquiry in connection with an application, that indicates, directly or indirectly, a preference, limitation, specification, or discrimination on those grounds, unless the form is one prescribed for the use of a lender regulated as a mortgagee under the national housing act or by a regulatory board or officer acting under the statutory authority of this state or the United States (section 504(1)(b) and (3)).
- If your business includes engaging in real estate transactions, do not discriminate on those grounds in purchasing loans for acquiring, constructing, improving, repairing, or maintaining a dwelling, or in making or purchasing loans or providing other financial assistance secured by residential real estate (section 504(2)).