Provides financial services, in Florida

Fla. Stat. § 627.4301 · Read the law's page

• If you are a health insurer, life insurer or long-term care insurer authorized to transact insurance in Florida, do not cancel, limit or deny coverage, or set differing premium rates, based on a person's genetic information unless a condition related to that information has been diagnosed.
• Do not require or solicit genetic information, use genetic test results, or consider a person's decisions or actions relating to genetic testing in any manner for any insurance purpose.

Fla. Admin. Code R. 69O-128.001 to 69O-128.023 · Read the law's page

• If you are a licensee under the Florida Insurance Code, give each customer a clear and conspicuous privacy notice that accurately reflects your privacy policies and practices when the customer relationship is established, and at least once in any period of 12 consecutive months while it continues.
• Before you disclose a consumer's nonpublic personal financial information to a nonaffiliated third party, give the consumer the initial notice and an opt out notice with a reasonable means to opt out, allow a reasonable opportunity to opt out (at least 30 days where the notices are mailed), and do not disclose if the consumer opts out.
• Do not disclose nonpublic personal health information about a consumer or customer without that person's authorization, except for the insurance functions the rule lists.

Rules 69O-128.030 to 69O-128.033, Fla. Admin. Code · Read the law's page

• Applies to a licensee under the Florida Insurance Code, which you declare by stating that you are an insurer: every licensed insurer, producer and other person licensed or required to be licensed, authorized or registered under the Code, other than a person regulated under chapter 634, a purchasing group, or an unauthorized insurer for surplus line business.
• Implement a comprehensive written information security program that includes administrative, technical and physical safeguards for the protection of customer information, appropriate to your size and complexity and the nature and scope of your activities.
• Design the program to ensure the security and confidentiality of customer information, to protect against anticipated threats or hazards to its security or integrity, and to protect against unauthorized access to or use of it that could result in substantial harm or inconvenience to any customer.

Fla. Stat. § 501.005 · Read the law's page

• If you are a consumer reporting agency, place a security freeze on a consumer report no later than 5 business days after you receive the consumer's written request, sent by certified mail with information that properly identifies the consumer (Florida Statutes Section 501.005(2), (3)).
• Within 10 business days after you institute a freeze, send the consumer written confirmation and a unique personal identification number or password for authorizing removal of the freeze (Section 501.005(4)).
• While a freeze is in effect, do not release the consumer report, credit score or any information in the report to a third party without the consumer's express authorization, except for a use Section 501.005(12) lists; you may tell a third party that a freeze is in effect (Section 501.005(1), (12)).
• Comply with a request to temporarily lift a freeze no later than 3 business days after you receive it, and remove a freeze within 3 business days after you receive the consumer's request for removal with proper identification and the personal identification number or password (Section 501.005(6), (11)).

Fla. Stat. § 501.0051 · Read the law's page

• If you are a consumer reporting agency and a representative of a protected consumer (a person younger than 16 or a person represented by a guardian or advocate under chapter 39, 393, 744 or 914) asks you to freeze the protected consumer's file, place a security freeze on the consumer report within 30 days after confirming the authenticity of the request, and where you hold no report, create a record for the protected consumer and freeze the record (Florida Statutes Section 501.0051(1)(c), (3), (4)).
• Send the representative written confirmation within 10 business days after you institute the freeze, with instructions for removing it and a unique personal identifier (Section 501.0051(5)).
• Do not state or imply to any person that a security freeze reflects a negative credit score, history or rating (Section 501.0051(6)).
• Remove a freeze within 30 days after you receive a removal request that carries the proof of identification, proof of authority and personal identifier the section requires (Section 501.0051(7)).