Is a securities firm, in Senegal

Loi n° 2014-02 du 6 janvier 2014 portant réglementation des bureaux d'information sur le crédit (loi uniforme UMOA), arts. 4, 35, 41-44, 53, 62 and 71 · Read the law's page

• Do not carry on the activity of a credit information bureau, or present yourself as one, unless you have been approved and entered on the list of bureaux.
• If you are a data provider, get the customer's prior consent before sharing credit information about them with the bureau, and keep that consent.
• If you are a data provider or a user of credit reports, before asking for the customer's consent tell them what the information is collected for, which data it covers, who receives it, how long the bureau keeps it, and their right to refuse, to see it and to have it corrected.
• If you are a credit information bureau, circulate only information no more than five years old and archive it for a further five years.when it serves a financial business
• If you are a credit information bureau, give a customer access to their own credit report on proof of identity, and let them contest and correct data about them.when it serves a financial business
• If you are a credit information bureau, keep a register of every request received from users that shows the purpose of the request, and secure the database against access, change or disclosure by unauthorized people, your own staff included.when it serves a financial business
• If you are a credit information bureau, do not keep your databases or backup sites outside the UMOA.when it serves a financial business
• Do not collect, keep, process or show sensitive data, or savings and deposit account data, in a credit report.
• If you are a user of credit reports and you refuse credit on the basis of a report, tell the customer and give them a copy of the report, and do not use the reports for marketing.