Processes personal data, in Fiji

Fair Reporting of Credit Act 2016, ss. 3, 4, 13, 14, 20 and 22 · Read the law's page

• Do not establish, operate or conduct business as a credit reporting agency in Fiji unless the Reserve Bank of Fiji has licensed you.
• If you are a credit reporting agency, comply with the regulations and rules made under the Act, the Reserve Bank's directions and the code of conduct it issues.
• If you are a credit reporting agency, retain positive credit information for 2 years after the credit is repaid, and negative information for 2 years after the credit is regularised or the arrears paid.
• If you are a credit reporting agency, give a person a copy of the credit information you hold on them, correct it on request, and let the person challenge its accuracy.
• If you are a credit reporting agency, submit to the Reserve Bank an annual compliance report certified by an independent auditor, covering the accuracy of the information, complaints and the adequacy of your data-confidentiality procedures.
• Do not receive credit information unless you are registered with the Reserve Bank as a credit report recipient, and do not provide credit information unless you are registered as a credit information provider; a utility provider must register as both.