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Is a crypto-asset provider, in Alabama

Consumer Credit Report Security Freezesince 6 lines

Ala. Code secs. 8-35-1 to 8-35-3 · Read the law's page

  • If you are a consumer credit reporting agency, place a security freeze on an Alabama consumer's credit report no later than three business days after receiving the consumer's written request sent by certified mail, and send the consumer written confirmation, with a unique personal identification number or password other than the consumer's Social Security number, within 10 business days of placing it.
  • Do not release a frozen credit report or credit score without the consumer's prior express authorization, except to a person or for a use the section exempts.
  • Lift a freeze temporarily within 15 minutes of a qualifying telephone or electronic request received during normal business hours, or no later than three business days after a written request, and remove a freeze within three business days of the consumer's request.
  • Require proper identification of anyone who asks to place, temporarily lift or remove a freeze, and charge no more than $10 for each placement, permanent removal or temporary lifting, and nothing for placement to a person age 65 or over or to an identity theft victim with a qualifying law enforcement report.
  • While a freeze is in place, send the consumer written confirmation within 30 days of a change to the name, date of birth, Social Security number or address on the report, to both the new and former address for an address change.
  • Give a consumer who must receive the federal summary of rights the Alabama security freeze notice in section 8-35-3.

Revisions

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  1. Revision 1, : the entry was first published.

See also

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