Is a payment provider, in Kentucky

KRS 367.363 to 367.365 · Read the law's page

• If you are a consumer reporting agency, place a security freeze on a consumer's consumer report no later than ten business days after you receive the consumer's request with clear and proper identification, and within the same period give the consumer a unique personal identification number or password and a written explanation of how to place, remove and temporarily lift a freeze (KRS 367.365(1)(a), (2)).
• While a freeze is in place, do not release information from the consumer report to a third party without the consumer's prior express authorization, except to a person or for a purpose KRS 367.365(9) lists (KRS 367.365(1)(b), (9)).
• Comply with a request to temporarily lift a freeze no later than three business days after you receive it, and remove a freeze within three business days after you receive a removal request that carries clear and proper identification and the personal identification number or password (KRS 367.365(6), (8)).
• While a freeze is in place, send the consumer written confirmation within 30 days of posting a change to the consumer's name, date of birth, Social Security number or address, to both the new and the former address for an address change (KRS 367.365(11)).
• Charge no more than ten dollars, adjusted each January 1 under the consumer price index, for placing, temporarily lifting or removing a freeze (KRS 367.365(10)).