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Is a securities firm, in Florida

Consumer report security freezesince 4 lines

Fla. Stat. § 501.005 · Read the law's page

  • If you are a consumer reporting agency, place a security freeze on a consumer report no later than 5 business days after you receive the consumer's written request, sent by certified mail with information that properly identifies the consumer (Florida Statutes Section 501.005(2), (3)).
  • Within 10 business days after you institute a freeze, send the consumer written confirmation and a unique personal identification number or password for authorizing removal of the freeze (Section 501.005(4)).
  • While a freeze is in effect, do not release the consumer report, credit score or any information in the report to a third party without the consumer's express authorization, except for a use Section 501.005(12) lists; you may tell a third party that a freeze is in effect (Section 501.005(1), (12)).
  • Comply with a request to temporarily lift a freeze no later than 3 business days after you receive it, and remove a freeze within 3 business days after you receive the consumer's request for removal with proper identification and the personal identification number or password (Section 501.005(6), (11)).
Protected consumer report security freezesince 4 lines

Fla. Stat. § 501.0051 · Read the law's page

  • If you are a consumer reporting agency and a representative of a protected consumer (a person younger than 16 or a person represented by a guardian or advocate under chapter 39, 393, 744 or 914) asks you to freeze the protected consumer's file, place a security freeze on the consumer report within 30 days after confirming the authenticity of the request, and where you hold no report, create a record for the protected consumer and freeze the record (Florida Statutes Section 501.0051(1)(c), (3), (4)).
  • Send the representative written confirmation within 10 business days after you institute the freeze, with instructions for removing it and a unique personal identifier (Section 501.0051(5)).
  • Do not state or imply to any person that a security freeze reflects a negative credit score, history or rating (Section 501.0051(6)).
  • Remove a freeze within 30 days after you receive a removal request that carries the proof of identification, proof of authority and personal identifier the section requires (Section 501.0051(7)).

Revisions

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  1. Revision 1, : the entry was first published.

See also

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