Is a securities firm, in Mexico

LRSIC, art. 28 (signed authorization for disclosure) · Read the law's page

• If you are a credit information company, give information to a user only when the client has given express authorization by signature, stating that the client knows the nature and scope of the information, the use the user will make of it, and that the user may run periodic checks of the credit history while the legal relationship lasts (art. 28).
• Collect the client's signature by hand or electronically on the terms Banco de México sets, and obtain the authorization for individuals and for legal entities with total credits under 400,000 UDIS (art. 28).
• If you are a user, do not rely on an authorization beyond one year from its grant, or up to two further years if the client expressly agrees, except for as long as a legal relationship with the client lasts (art. 28).
• Put an authorization text that forms part of the paperwork for a service in a special section, with the client's handwritten signature as an additional signature (art. 28).
• Do not supply a client's personal data to a user or any third party for marketing products or services, except for credit-history queries (art. 28).

LRSIC, art. 6 (authorization to operate) · Read the law's page

• Do not incorporate or operate as a credit information company without the authorization of the Federal Government, which the Secretaría de Hacienda y Crédito Público grants after hearing Banco de México and the Comisión Nacional Bancaria y de Valores, and which cannot be transferred (art. 6).

LRSIC, arts. 40-42 (special credit report and claims) · Read the law's page

• If you are a credit information company, formulate the Special Credit Report a client requests in clear, complete and accessible form, and send it or make it available within five business days of receiving the request, at the client's choice at your specialized unit, by email, or in a sealed envelope with acknowledgement of receipt (art. 40).
• Send a client the Special Credit Report free of charge each time twelve months have passed, when the client asks for delivery by email or collects it at your specialized unit (art. 41).
• Keep a free telephone number and a website available for continuous consultation to take Special Credit Report requests and clients' claims, and answer clients' questions about them (art. 40).
• Accept a client's claim about the information in a Credit Report or Special Credit Report in writing, by mail, internet, telephone or email, record claims made by telephone, and give the client a control number to follow the claim (art. 42).
• If you are a financial entity, Sofome E.N.R. or commercial company that supplies or queries credit information, process the Special Credit Report requests clients present through your specialized unit or the persons you designate, and tell clients the free telephone number (art. 40).