Duty LXD-1599
Sends automated outreach, in Iowa
Tort Liability for Cybersecurity Programs, affirmative defense for a reasonable security programsince 5 lines
Iowa Code ch. 554G (554G.1 to 554G.4, added by 2023 Acts, ch. 63 (H.F. 553)) · Read the law's page
- This affirmative defense is available to a covered entity, a business, defined to include a financial institution and an entity organized under chapter 28E, that accesses, receives, stores, maintains, communicates, or processes personal information or restricted information in or through a system, network, or service located in or outside Iowa; a municipality is excluded from the definition of business, and the chapter creates no independent duty to adopt a cybersecurity program.
- To claim the defense against a tort claim alleging that a failure to implement reasonable information security controls resulted in a data breach of personal information or restricted information, create, maintain, and comply with a written cybersecurity program containing administrative, technical, operational, and physical safeguards, designed to continually evaluate and mitigate reasonably anticipated threats, evaluate the maximum probable loss from a data breach at least annually, and communicate to affected parties the extent of any risk and steps to reduce damages once a breach is known to have occurred.
- Fund the program at a scale and scope that is appropriate if the cost to operate it is no less than the covered entity's most recently calculated maximum probable loss value.
- Satisfy the framework requirement by reasonably conforming the program to a named industry-recognized cybersecurity framework (the NIST framework for improving critical infrastructure cybersecurity, NIST SP 800-171, NIST SP 800-53 and 800-53A, the FedRAMP Security Assessment Framework, the CIS Critical Security Controls, or the ISO/IEC 27000 family), or, where already regulated under one, by conforming the program to the entirety of HIPAA's Security Rule, Gramm-Leach-Bliley Title V, the federal Information Security Modernization Act of 2014, HITECH, Iowa's own Insurance Data Security Act (chapter 507F), or applicable federal critical-infrastructure-protection rules, or by combining PCI Data Security Standard compliance with one of the named frameworks; conform the program to a revised framework or amended regulation within one year of its publication or effective date.
- This section creates no private right of action, including a class action, for a person's failure to comply with it: it is a defense available in litigation another statute or the common law already permits, never an independent basis to sue.