Law / United States / 
Michigan
Insurance Data Security Act, nonpublic information including biometric records
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What follows is LexLint's own research summary of this law, not legal advice.
In force since 20 January 2021.
A sensitive categories rule binding private bodies.
As of 28 August 2026.
What it requires
- If you are a Michigan insurance licensee, treat a biometric record as nonpublic information requiring the chapter's data-security safeguards, alongside a Social Security number, driver's license number, or financial account number.
What this law does
Drafted with AI from the cited sources under the direction of UnGovr staff. UnGovr holds editorial responsibility for this page.
Michigan adopted the NAIC Insurance Data Security Model Law as Chapter 5A of the Insurance Code (MCL 500.550 to 500.565), effective January 20, 2021. Nonpublic information (MCL 500.553(i)) includes electronic information that is not publicly available and that, combined with an identifying element such as a name or number, includes a Social Security number, driver's license or state ID number, financial account or card number, a financial-account access code, or biometric records.
Biometric records appears as a bare, undefined term with no elaboration anywhere in the chapter's definitions and no photograph, video, or audio-recording exclusion or clawback clause of any kind, so whether it excludes a recording-derived identifier cannot be tested against this text and is not recorded. This chapter binds insurance licensees only, not a general private-sector actor.
When LexLint raises it
processes_biometrics
Read the law
official Michigan Compiled Laws text, Michigan Legislature
Every line above is drawn from the primary source linked here, read on the date shown. This is a research summary, not legal advice.