Law / United States / Texas

Insurer privacy rule: notice and opt-out for nonpublic personal financial information about individuals

28 Tex. Admin. Code secs. 22.1 and 22.2

archived copyRead from a public archive copy, not the publisher directly. The publisher does not serve this page to automated readers, so a direct fetch was not an option here; how we access sources. Archived 2025. Publisher's page: https://texreg.sos.state.tx.us/public/readtac$ext.TacPage?sl=R&app=9&p_dir=&p_rloc=&p_tloc=&p_ploc=&pg=1&p_tac=&ti=28&pt=1&ch=22&rl=1

In force since .

A data subject rights rule binding private bodies.

Obligation class
Disclosure, Data subject rights, Consent
Audit expectation
none

As of .

What it requires

  • If you are a covered entity under the Texas Department of Insurance's insurance consumer financial information privacy rule, give individuals notice of your privacy policies and practices (28 Texas Administrative Code Section 22.1(a)(1)).
  • Do not disclose nonpublic personal financial information about an individual to a nonaffiliated third party except under the conditions the rule describes, and give the individual the methods the rule provides to prevent that disclosure (28 Texas Administrative Code Section 22.1(a)(2), (3)).

These lines are LexLint's reading of the law's text, as of .

What it makes you log

Logging duty

The rule requires a covered entity to give individuals a notice of its privacy policies and practices and to honor the methods that let an individual prevent disclosure to nonaffiliated third parties. A notice and an opt-out are not a log, and the sections read do not require a covered entity to keep a record of its processing or give any body a power to inspect one.

Kind
None
As of

What this law does

Drafted with AI

Drafted with AI from the cited sources under the direction of UnGovr staff. UnGovr holds editorial responsibility for this page. How this site is made

Research summary

Legal information, not legal advice. This is LexLint's own research summary of a public legal source, and it creates no attorney-client relationship. For decisions that matter, consult qualified counsel in the relevant jurisdiction. About LexLint

The Texas Department of Insurance rule governs the treatment of nonpublic personal financial information about individuals by all covered entities. It requires a covered entity to provide notice to individuals about its privacy policies and practices. It describes the conditions under which a covered entity may disclose nonpublic personal financial information about individuals to nonaffiliated third parties and provides methods for individuals to prevent that disclosure.

The rule does not apply to information about companies or about individuals who obtain products or services for business, commercial or agricultural purposes.

When LexLint raises it

When your app profile says your app is an insurer.

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