Law / United States / Michigan

Insurance Data Security Act, no private cause of action

MCL 500.550

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What follows is LexLint's own research summary of this law, not legal advice.

In force since 20 January 2021.

An enforcement supervision rule binding private bodies.

As of 28 August 2026.

What it requires

  • Expect the Insurance Data Security Act to be enforced by the Director of the Department of Insurance and Financial Services; the chapter expressly forecloses a private cause of action for its own violation.

If you get it wrong

Private right of actionNo

What this law does

Drafted with AI from the cited sources under the direction of UnGovr staff. UnGovr holds editorial responsibility for this page.

The Insurance Data Security Act expressly does not create or imply a private cause of action for its violation, and does not curtail a private cause of action that would otherwise exist independent of the chapter. The chapter establishes the exclusive Michigan standards for a licensee's data security, cybersecurity-event investigation, and notification to the Director of the Department of Insurance and Financial Services, who enforces it.

When LexLint raises it

  • processes_biometrics

Read the law

official Michigan Compiled Laws text, Michigan Legislature

Every line above is drawn from the primary source linked here, read on the date shown. This is a research summary, not legal advice.

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