NetherlandsWet op het financieel toezicht Article 4:22.0a and Besluit Gedragstoezicht financiële ondernemingen Article 32ac, accessibility requirements for banking services
Wet op het financieel toezicht art. 4:22.0a ingevoegd bij Implementatiewet toegankelijkheidsvoorschriften producten en diensten (Stb. 2024, 87), art. VI, met Besluit Gedragstoezicht financiële ondernemingen Wft art. 32ac (Stb. 2024, 204)
In force since .
An accessibility requirements rule binding private bodies.
- Instrument type
- an act of a legislature
As of .
What it requires
- If you are a provider of credit, a bank, an investment firm, a payment service provider or an electronic money institution that supplies banking services to consumers, ensure those services meet the accessibility requirements in Annex I, Sections III and IV(e), to Directive (EU) 2019/882 (Wet op het financieel toezicht Art. 4:22.0a(1)).
- Have procedures that ensure your banking services meet those requirements (Besluit Gedragstoezicht financiële ondernemingen Art. 32ac(1)).
- If a banking service does not conform, take measures at once to bring it into line and notify the Netherlands Authority for the Financial Markets at once, stating the nature of the non-conformity and every measure taken (Art. 32ac(2)).
- If you have fewer than ten employees and an annual turnover or balance sheet total of at most EUR 2 million, Article 4:22.0a(1) does not apply to you (Art. 4:22.0a(3)).
These lines are LexLint's reading of the law's text, as of .
What this law does
Article 4:22.0a(1) requires a provider of credit, a bank, an investment firm, a payment service provider or an electronic money institution that supplies banking services to consumers to ensure that those services meet Annex I, Sections III and IV(e), to Directive (EU) 2019/882. Article 4:22.0a(3) disapplies the duty to an enterprise with fewer than ten employees and an annual turnover or annual balance sheet total of at most EUR 2 million.
Article 4:22.0a(4) applies the rules only to the extent that compliance does not impose a disproportionate burden on the provider of the banking service. Article 32ac(1) of the Besluit Gedragstoezicht financiële ondernemingen requires such a provider to have procedures that ensure its banking services meet the accessibility requirements of Annex I, Sections III and IV(e).
Article 32ac(2) requires the provider to notify the Netherlands Authority for the Financial Markets at once of a non-conformity, stating its nature and every measure taken. Article III of the Besluit enters it into force on .
When LexLint raises it
When your app profile says your app ships a consumer interface or provides financial services.